a refund of part of the value of your purchases to the bonus account in the Umico mobile application. Bonuses are equal to real money — they can be spent on purchases in the Umico partner network. Paying for all purchases with Birbank Umico card, you will receive bonuses even outside the partner network.
Fill out the online application and receive a new Kapital Bank Birbank Umico card - debit or credit with installment function. Pay with it all your purchases.
Download the Umico application from App Store or Google Play to your mobile phone, register, get acquainted with the network of partners, which has more than 1,500 largest companies in Azerbaijan.
Register a card at Birbank
Download the Birbank app from the App Store or Google Play on your cell phone and manage your finances.
Apply for Birbank Umico card
Pay for all purchases with a Birbank Umico card in Umico Market and Umico partner stores. Be sure to present the Umico electronic card from your application at the checkout. So you will receive two cashbacks at once - from Umico partners and from Kapital Bank.